No matter what your aspirations or personal needs, our financing packages and offerings will provide you with the necessary support to get you there.
With our Personal loan, you can finance your kids education, travel, buy personal goods and more.
Flexible loan term
Choose a loan term that suits your needs up to 4 years with monthly repayment
Flexible borrowing limits
Borrow from as little as QAR 10,000 and up to QAR 400,000 depending on your needs
Same day loan
If you’re a QNB salaried customer working for approved company
No existing fees
Postpone your monthly payment or Reschedule your loan with no existing fees
Quick online acceptance
Get your loan faster with simple document acceptance through QNB Mobile Banking
All you need to get your personal loan is a recent salary certificate, a valid QID ,and passport copy.
For more details, please visit any of our branches or contact our Customer Care Center on 4440 7777.
Customer Segment
Total Interest Rate Including
Life Insurance
APR
FLAT
Retail
(Salary 2,000 - 14,999)
6.60%
3.57%
Retail Plus
(Salary 15,000 - 34,999)
6.45%
3.49%
QNB First
(Salary 35,000 - 99,999)
6.40%
3.46%
QNB First Plus
(Salary 100,000 and above)
6.35%
3.44%
As an expat customer, all you need is an updated salary certificate with your valid QID and passport copy.
How to apply?
You can apply via an email with your personal details (nationality, employer, phone number, email), visit any of our branches or contact our Customer Care Center on 4440 7777.
Loan Calculator
Loan Summary
Loan Amount
@ %
Loan Date
No. of Installments
Installment Amount
First Installment Date
Last Installment Date
Last Installment Amount
Total Interest
Total Loan Amount
Loan Schedule
No.
Date
Balance
Principle
Installment
Interest
Cumulative Interest
* Rates are for information purpose only and are
subject to change without notice. You should confirm current
rates with your relationship officer or branch before making
any transactions that could be affected by changes in the
rates.
I acknowledge that all the following information is complete & correct according to the best of my knowledge & without any responsibility on the Bank.
Kindly open a temporary account in my name according to the following Terms, Conditions & Pledges:
This account is:
An individual temporary & personal account non-usable till my arrival to the State of Qatar & presenting the needed documents to open an account according to the Bank's conditions & the regulations of Qatar Central Bank.
This account is for personal use only & not meant for any commercial purpose
The maximum amount that could transferred to this account is QR 50,000 (Fifty thousand Qatari Riyals) or the equivalent in other currencies
In case of a late arrival surpassing 30 days to the declared date of entering the State of Qatar & presenting the requested documents as well as signing the Account Opening Forms, the Bank has the right to close the account without notice & return the funds to the source account without any commissions & at the current currency value at the Bank at the time of return on condition that the source account is still open
Once all requirements are met, the account will be opened as a current one & all banking operations will be permissible, in addition to enjoying all regular banking services & credit offered by the Bank to its customers.
The Bank is not responsible for any leakage of information belonging to the customer due to the hacking of his computer while communicating with the Bank.
The Bank reserves the right to accept or reject the opening of the account without any reasons.
These Terms & Conditions are subject to change in accordance to the Bank's policy & as published on its electronic website.
The documents that must be provided with this electronic form are:
A copy of a valid passport
A copy of the job offer
A copy of the Visa to Qatar
Eligibility and Terms and Conditions for scholarship applications
You are eligible to apply for a scholarship if you meet the criteria and conditions listed below:
The applicant must be a Qatari citizen.
The applicant must hold a secondary school certificate with a percentage of not less than 70%, and in case the applicant is still studying and registered at university his/her cumulative average GPA score should be at least 3.0
The field of study should be according to the needs of the Bank and the approval granted.
The scholarship program stipulates to passing induction tests conducted by the desired University / College.
A student should abide by the specified time limit for graduation and must excel in the approved major.
A student may not change specialization without prior permission from the Bank (Coordinator of Student Affairs Department, QNB Human Resources dept.)
The student must adhere to the regulations and the specific procedures prescribed by the curriculum of the university and the Bank as mentioned in the scholarship contract.
The student must work for the bank for one years for every year of study immediately after graduation. If he/she does not graduate within the period agreed upon, or does not complete the study, or does not work at the bank after graduation, the student pledges to pay the fees determined by the scholarship contract and the internal regulations of the bank.
The student must be committed to studying and to the working hours as per the scholarship contract and the regulations of the university and the Bank while maintaining the appropriate performance required of the student in the scholarship contract.
No absence is permitted during studies or exams except with an official leave of absence that is accepted by the University citing legitimate reasons.
Health insurance
In case of acceptance for a scholarship, the applicant will be subject to the following initial conditions (details and conditions will be added in the final contract):