QNB offers a broad array of credit facilities to allow businesses to conduct their day-to-day trading activities and to expand their asset bases to maintain their competitive positions. The credit facilities can be either funded (loans) or unfunded (guarantees) in nature.
Funded Credit Facilities:
- Overdrafts
- Short and medium term loan facilities
- Working capital facilities
- Real estate investment and development facilities
Unfunded Credit Facilities:
- Bank guarantees
- Letters of credit
Credit facilities can be secured, unsecured, committed or uncommitted, also, amortising, balloon or bullet in repayment with a fixed or floating interest rate.